Main redesigns the immediate debit to facilitate frequent collections


The Bcra explained that its operating scheme was simplified by now defining its participants: the paying clients / recipients, the originating / receiving entities and the administrator (SEC); It incorporates a maximum limit of the exchange rate between banks for each $ 4.50 operation that may be charged by the receiving entities; Eliminates the amount of recurrence-limiting reclaimed entity limits.

It also reduces the time taken to reverse the operation (ie the return of the debit), 90-30 days, and reformulates the mandatory information included in the channels, in order to improve the experience of customers with entities.

Establish New Risk Policies to Be Implemented by the Administrator and Request Financial Entities, So that fake issues can be identified and resolved.

From the bcra it was highlighted that "The one-time or place-debut, in a recent amount-determined manner, with express permission by the receiving client, will continue to work as it currently operates (except the elimination of the need for ordering client persistence)".

"The mechanisms provide security and access to a wide range of online debit and credit operations that support a more efficient payment system," the Bank said in a statement.

The Debt is established by the Central Bank in 2016 as a payment tool with direct transfer, which, through an application, debits money from customers' bank accounts.

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